WhatsApp, the popular messaging app, has added a new feature that allows users to send and receive payments through the app. This feature is available in India and uses the Unified Payments Interface (UPI) system, which enables instant fund transfers between bank accounts. In this article, we will explain how to activate and use WhatsApp payments in India.
Activating WhatsApp Payment
To activate WhatsApp payment, you must first ensure that you have the latest version of WhatsApp installed on your phone. You must also have a bank account linked to your mobile number, which supports UPI payments.
Follow the steps below to activate WhatsApp payment:
- Open WhatsApp and go to Settings.
- Select the Payments option.
- Tap on the Add Payment Method option.
- Select your bank from the list of banks.
- WhatsApp will then verify your mobile number and link it to your bank account.
Once you have completed these steps, you can start using WhatsApp payment to send and receive money.
Sending Money Through WhatsApp Payment
Sending money through WhatsApp payment is straightforward. Follow the steps below to send money:
- Open the chat of the person you want to send money to.
- Tap on the attachment icon and select Payment.
- Enter the amount you want to send and add a note if necessary.
- Tap on the Send button and enter your UPI PIN to confirm the transaction.
The recipient will receive a notification about the payment, and the money will be instantly transferred to their bank account.
Requesting Money Through WhatsApp Payment
You can also request money from your friends and family through WhatsApp payment. Follow the steps below to request money:
- Open the chat of the person you want to request money from.
- Tap on the attachment icon and select Payment.
- Enter the amount you want to request and add a note if necessary.
- Tap on the Request button.
The person will receive a notification about the request, and they can choose to accept or decline it. If they accept, the money will be instantly transferred to your bank account.
Security Measures for WhatsApp Payment
WhatsApp payment is secure and safe to use. Here are some security measures that you should keep in mind while using WhatsApp payment:
- Set up a UPI PIN: You must set up a UPI PIN to use WhatsApp payment. This PIN is required to authorize transactions, and it is only known to you.
- Use Two-factor authentication: WhatsApp payment uses two-factor authentication to verify your identity. You will receive a one-time password (OTP) on your registered mobile number to complete the transaction.
- Use Trusted Networks: Only use WhatsApp payment on trusted networks, such as your home or office Wi-Fi. Avoid using public Wi-Fi networks that may be insecure.
- Check Transaction Details: Always check the transaction details before confirming the payment. Verify the recipient’s name and the amount before authorizing the transaction.
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Conclusion
WhatsApp payment is a convenient way to send and receive money in India. It is easy to activate and use, and it offers secure and safe transactions. If you have a bank account linked to your mobile number and support UPI payments, you can start using WhatsApp payment today. Remember to follow the security measures mentioned above to ensure a safe and secure transaction experience.